Terms of Use

Last updated: October 2026. Template text – please obtain professional review before relying on it.

General

This website provides information about the vision and planned initiatives of SPM – Software Power of Matrix. By using it you agree to these terms.

Planned vs operational programmes

Unless a programme is explicitly marked as operational, descriptions of colleges, courses, welfare and civic initiatives, and SPM Sarthi Bank are vision statements and plans. They are not offers of admission, employment, financial services or guaranteed outcomes.

Financial-services disclaimer

SPM Sarthi Bank is a proposed initiative. SPM is not presented as a licensed bank, insurer, lender or deposit-taking institution. SPM does not accept deposits and makes no promise of returns, loans, insurance cover or financial benefit. Content is general information, not financial, legal or investment advice. Please consult a qualified, authorised professional before making any financial decision.

Donations

No online payments are enabled on this website. Do not send money to any person claiming to represent SPM unless the official channel has been published here.

Intellectual property

SPM names, logos and artwork belong to SPM. Please do not reuse them without permission.

Changes

We may update this website and these terms at any time.